Prior to the financial crisis of 2007, banks were able to deliver strong ROEs in an era of low regulatory expectations on capital, liquidity & leverage. This has since changed substantially, with the Basel Committee on Banking Supervision making significant changes to its minimum capital and liquidity requirements.
However, these regulatory requirements have become constraints for banks attempting to improve their asset and capital positions.
Yet, advanced analytics and simulation offers new opportunities to make substantial intraday liquidity savings by optimizing visibility, management & steering of payments activity.
FNA’s Intraday Liquidity Optimisation (ILO) solution equips banks with a new operational framework and supporting technology to build an analytics-driven approach to liquidity optimization.
The solution allows clients to reduce funding costs, reduce customer payment delays, increase intragroup efficiency and enable smoother regulatory compliance.
FNA has a strong record of successfully solving the most complex liquidity challenges for global banks and financial market infrastructures. Our clients include Payments Canada and Bank of England.
FNA’s ILO solution delivers a number of business benefits for banks including:
FNA’s ILO solution can be fully configured based on the components required, including:
