The implementation of the EU’s Article 75 mandates a crucial shift from siloed reporting to real-time, cross-border information sharing, enabling financial institutions to intercept scams at the speed of modern payment networks. By overcoming governance hurdles and adopting collaborative network intelligence, the industry can proactively expose mule accounts, dramatically increase fund recovery rates, and dismantle the economic viability of financial crime.

At the Inclusive Fintech Forum in Rwanda, FNA's Kimmo Soramäki highlighted the critical challenge of securing booming real-time payment networks against escalating financial crime without sacrificing speed or financial inclusion. The panel emphasized that overcoming the limitations of siloed compliance requires a shift toward coordinated, network-wide intelligence and collaborative national anti-scam infrastructures.

As financial crime rapidly shifts from unauthorized breaches to Authorized Push Payment (APP) scams, traditional siloed transaction monitoring systems are failing to detect malicious networks. To counter the speed of real-time payments, the industry must transition to a collaborative, network-first approach leveraging Graph AI to trace mule clusters and create systemic immunity across the entire financial ecosystem.

With social media now the primary hunting ground for fraudsters, new regulations like the Digital Services Act offer National Anti-Scam Utilities the authority to execute priority takedowns and disrupt scam campaigns before funds are lost.

Article 75 of the new EU AML Regulation establishes a legal framework for private-to-private information sharing, enabling financial institutions to use Privacy-Enhancing Technologies like Multi-Party Computation to disrupt networked financial crime without compromising data privacy.

FNA’s Carlos Leon recaps DC Fintech Week 2025, exploring why AI is the "digital nervous system" required to manage the nonlinear risks of our complex, interconnected financial ecosystem.

Dr. Kimmo Soramäki (FNA) and Curtis Matlock (Proto) reveal how their G20 TechSprint-winning solution uses multilingual AI and real-time graph analytics to dismantle "industrial-scale" scams.

Mark Cheeseman OBE (PSFA) and Phillip Straley (FNA) examine the UK’s "cross-system" defense against public-sector fraud, highlighting how the Single Network Analytics Platform (SNAP) is uncovering hidden connections in minutes.

This article explores the critical role of AI in national fraud portals and outlines FNA’s commitment to ethical principles—explainability, continuous feedback, privacy, and structured oversight—to ensure transparent and responsible scam detection across financial ecosystems.

From launching Malaysia’s National Fraud Portal to achieving 30% liquidity savings for global banks, FNA reflects on a landmark 2024 dedicated to financial safety, efficiency, and innovation

FNA’s Amanah Ramadiah shares key takeaways from the Singapore Fintech Festival, exploring how AI, Project Nexus, and collaborative frameworks are redefining the future of cross-border payments and financial crime prevention

FNA receives the RegTech Association’s Chairman’s Award for its National Fraud Portal, a pioneering digital public infrastructure designed to accelerate fraud recovery and victim support.

FNA’s Kimmo Soramäki outlines a three-point strategy for National Fraud Portals at the Global Payments Summit, emphasizing mule account databases and AI-driven fund recovery

FNA’s Phillip Straley joins Arab Payment Week in Abu Dhabi to discuss the future of cross-border payments, highlighting the need for national collaboration to fight fraud and drive wholesale liquidity efficiencyration to fight fraud and drive wholesale liquidity efficiency