Terms & Conditions

By accessing or using our Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Website.

1. Scope of These Terms

These Terms govern your use of the public-facing FNA Website and the informational content, research, and materials provided herein.

Enterprise Software Services: Please note that these Terms do not govern your access to or use of FNA’s proprietary software platforms (including Intelligent Liquidity Optimization, the Suptech Platform, the Fraud Portal, or Counter Threat Finance). Access to our enterprise platforms is governed entirely by separate, executed Master Services Agreements (MSAs) or SaaS Agreements between FNA and the purchasing institution.

2. Intellectual Property Rights

The Website and its original content, features, functionalities, whitepapers, research, and visual assets (including network graphs and digital twin interface representations) are and will remain the exclusive property of FNA and its licensors.

The Website is protected by copyright, trademark, and other laws of the United Kingdom and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of FNA.

3. Permitted and Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

  • For Commercial Exploitation: To reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website, including our proprietary research or methodologies, without express written permission.

  • To Reverse Engineer: To attempt to decompile, reverse engineer, or scrape any of the software or data models underlying the Website.

  • To Harm or Disrupt: To introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful, or to attempt to gain unauthorized access to the server on which the Website is stored.

4. No Financial or Regulatory Advice

The content provided on the FNA Website—including case studies, research papers, and product descriptions—is for general informational purposes only. It does not constitute financial, investment, legal, or regulatory advice. While we strive to provide accurate and up-to-date information regarding financial network science and category trends, institutions must independently verify any information before relying on it for operational or policy decisions.

5. Disclaimer of Warranties

The Website is provided on an "AS IS" and "AS AVAILABLE" basis. FNA makes no representations or warranties of any kind, express or implied, as to the operation of their Website, or the information, content, or materials included on this Website. You expressly agree that your use of the Website is at your sole risk.

6. Limitation of Liability

In no event shall FNA, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Website.

  • Any conduct or content of any third party on the Website.

  • Any content obtained from the Website.

7. Links to Other Websites

Our Website may contain links to third-party websites or services that are not owned or controlled by FNA. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that FNA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
8. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

9. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us:

  • By email:Phillip@fna.fi

  • By mail: FNA | Abert House, 256 - 260 Old Street, London, EC1V 9DD, United Kingdom