CBDC Motivations, Challenges and Design Choices- A perspective from the UK and Canada


Thursday 28th April 2022

There are many motivations for rolling out a CBDC, from achieving higher financial inclusion and higher transactional efficiency to preserving monetary sovereignty by compensating for the declining use of cash, and by countering the entrance of new private forms of digital currencies.

Each country has a different set of features and objectives that influence a CBDC’s design, making the roll-out a tailored process.

In this fourth session of FNA’s CBDC Broadcast, we talk to Dr Francisco Rivadeneyra from the Bank of Canada and Mehregan Ameri from the Bank of England to gain an insight into CBDCs from a G7 perspective.


Watch the recording: 

Session #4 Guests


 Dr Francisco Rivadeneyra

Director of CBDC & FinTech Policy and Research, Bank of Canada

As the Director of CBDC & FinTech Policy and Research, Francisco leads a team developing policy advice in the areas of Central Bank Digital Currency, electronic money and payments, and the impact broader financial innovations could have on Central Banks. Francisco is also an active researcher exploring the intersection of technology, payments and finance. His current research studies the security and convenience trade-off of digital currencies and the use of artificial intelligence in the liquidity management problem of commercial banks. His previous work has been on the management of domestic debt and foreign reserves for the government of Canada. Francisco holds a PhD in Economics from the University of Chicago.


 Mehregan Ameri

Central Bank Digital Currency Senior Specialist, Bank of England

Mehregan Ameri is a Senior Central Bank Digital Currency Specialist at the Bank of England, working on the economics of CBDCs. Prior to this, she worked at the Financial Conduct Authority with a focus on the regulation of the payment sector. Mehregan’s research is on the redistributive impact of monetary policy, with an interest in financial inclusion. She has previously worked at Goldman Sachs.

Resources and Links


Latest CBDC news: 

  • e-Krona can be integrated into banks’ existing IT systems read more > 
  • UK to bring stablecoins within payment regulatory perimeter read more > 


Missed our previous sessions? Watch the series on-demand


5th October 2022

Gaining Momentum: Options for access to and interoperability of CBDCs worldwide

With: Anneke Kosse & Illaria Mattei

Watch Now >


29th September 2022

What CBDC features will drive consumers’ and merchants’ adoption?

With: John Velissarios & Raoul Herborg

Watch Now >


10th August 2022

Aligning Technology and Policy: The Oliver Wyman Forum and Amazon Web Services (AWS) Report

With: Larissa de Lima & Erica Salinas

Watch Now >


20th July 2022

CBDC Motivations and Challenges – A Perspective from Asia-Pacific

With: Masaki Bessho & Dr Steven Hu

Watch Now >


30th June 2022

Central Banks and Private Money: The Past, Present and Future

With: John Kiff & Harish Natarajan

Watch Now >


18th May 2022

CBDC Motivations and Challenges – A Perspective from Latin America

With: Ludmilla Butueau Allien & Dr Adolfo Sarmiento

Watch Now >

28th April 2022

CBDC Motivations and Challenges- A Perspective from the UK & Canada

With: Dr Francisco Rivadeneyra & Mehregan Ameri

Watch Now >

16th March 2022

HSBC & IBM’s Joint CBDC Project

With: Mark Williamson & Soren Mortensen

Watch Now >

15th February 2022

Critical policy issues & Lessons Learned from UK and China

With: Jean-Michel Godeffroy & Keith Bear

Watch Now >

11th January 2022

Quantifying the Impact of CBDCs

With: Dr Kimmo Soramäki & Dr Carlos León

Watch Now >


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