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Simulating the Adoption of a Retail CBDC
FNA researchers publish a new study in the Journal of Economics and Statistics using agent-based modeling to simulate the adoption of a Digital Euro in Spain's retail payment system.
FNA Contributes to the World Economic Forum report on Wholesale CBDCs
FNA’s Carlos León contributes to the World Economic Forum’s latest Insight Report, addressing the critical liquidity demands and risks of transitioning to wholesale CBDCs and atomic settlement.
What will it take for CBDCs to be successful?
FNA’s Carlos León speaks with The Banker on how CBDC simulation and digital twins allow central banks to model economic impacts and iterate designs for optimal financial stability.
CBDCs: Should the End-User Shape the Future of Money?
FNA’s Carlos León advocates for a more user-centric approach when designing Central Bank Digital Currencies (CBDCs) in this article featured by the AGDM Academy Research Centre as part of its Insights Series.
Attractive Design Options combined with Policies and Limits are Key to rCBDC Adoption.
FNA’s latest research utilizes a digital twin of Spain’s payment ecosystem to identify the 'sweet spot' for retail CBDC adoption through simulated design options and stimulus policies.
Exploring Purpose Bound Money: Innovative Use Cases for Central Bank Digital Currencies in Fintech
FNA Founder and CEO Dr Kimmo Soramäki joined Startuprad.io’s podcast to explore the various use cases and mechanisms to drive user adoption and the success of CBDCs.
How rCBDC Gets Done: Why Learning by Simulation is Critical for rCBDC Projects
Inspired by 'How Big Things Get Done,' FNA explores how its rCBDC Simulator applies the principles of modularity and simulation to de-risk one of the most complex projects in modern finance.
What a UK CBDC means for the Financial Ecosystem
Inspired by 'How Big Things Get Done,' FNA explores how its rCBDC Simulator applies the principles of modularity and simulation to de-risk one of the most complex projects in modern finance.
With Rishi Sunak in power, are we more likely to see a ‘Britcoin’?
Carlos León , Director, Financial Market Infrastructures & Digital Currencies Solutions at FNA, writes for Payment Expert on the likelihood of a British cryptocurrency.
FNA Joins Episode 2 of the DEA’s TechyTuesday Series
The Digital Euro Association’s Valentin Seehausen and Tamara F Schmidt interview Dr Carlos León and José Fernando Moreno Guitiérrez in episode 2 of the DEA’s series, TechyTuesday. Together, Carlos and José presented FNA’s CBDC Simulation solution, highlighting the importance of CBDC simulation for designing a better CBDC.
Why should commercial banks simulate the economic impact of retail CBDCs?
FNA’s CBDC Simulation Solution provides commercial banks with agent-based modeling to quantify the impact of digital currencies on their balance sheets and liquidity. This flexible framework allows institutions to test diverse design scenarios and behavioral rules, ensuring they stay ahead of the curve as the financial landscape evolves.
Q&A: FNA’s Carlos León on how digital money can be more efficient and safe
Carlos León explores CBDCs as a digital evolution of fiat money, highlighting their potential to enhance payment efficiency, safety, and financial inclusion across diverse global economies. He emphasizes that FNA’s simulation technology is essential for central banks to navigate complex design trade-offs—such as privacy and liquidity—to ensure a stable transition.
FNA named Central Banking’s Data Analytics Partner of the year at the FinTech and RegTech Global Awards 2022
FNA secured the 2022 Data Analytics Partner award for its pioneering CBDC Simulation Solution, an agent-based modeling tool developed to forecast the macro-financial impacts of digital currencies. This recognition underscores FNA’s leadership in providing central banks and financial institutions with the quantitative insights needed to navigate the evolving payments landscape.
Why is there a global race towards Central Bank Digital Currencies (and what does this mean for businesses)?
As over 80% of central banks explore digital fiat, this article analyzes the strategic shift toward real-time, low-cost payments and the resulting impact on global business operations. It explores the transition from volatile cryptocurrencies toward regulated, two-tier CBDC systems designed to improve financial inclusion and supply chain transparency.