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AI in Financial Services: An FNA Perspective
FNA’s Carlos Leon recaps DC Fintech Week 2025, exploring why AI is the "digital nervous system" required to manage the nonlinear risks of our complex, interconnected financial ecosystem.
The Future of Suptech: From Compliance to Infrastructure
We reflect on the evolution of Suptech, predicting a shift toward a new supervisory paradigm where central authorities transition from periodic monitors to real-time systemic enablers through shared utilities, Digital Twins, and fused data intellig
Simulating the Adoption of a Retail CBDC
FNA researchers publish a new study in the Journal of Economics and Statistics using agent-based modeling to simulate the adoption of a Digital Euro in Spain's retail payment system.
What will it take for CBDCs to be successful?
FNA’s Carlos León speaks with The Banker on how CBDC simulation and digital twins allow central banks to model economic impacts and iterate designs for optimal financial stability.
CBDCs: Should the End-User Shape the Future of Money?
FNA’s Carlos León advocates for a more user-centric approach when designing Central Bank Digital Currencies (CBDCs) in this article featured by the AGDM Academy Research Centre as part of its Insights Series.
Attractive Design Options combined with Policies and Limits are Key to rCBDC Adoption.
FNA’s latest research utilizes a digital twin of Spain’s payment ecosystem to identify the 'sweet spot' for retail CBDC adoption through simulated design options and stimulus policies.
Exploring Purpose Bound Money: Innovative Use Cases for Central Bank Digital Currencies in Fintech
FNA Founder and CEO Dr Kimmo Soramäki joined Startuprad.io’s podcast to explore the various use cases and mechanisms to drive user adoption and the success of CBDCs.
FNA and ADGM Academy Partner to Drive Digital Transformation in the UAE’s Financial Sector
FNA and the ADGM Academy Research Centre enter a strategic partnership to drive UAE financial innovation through joint R&D, advanced network analytics, and digital twin technology.
How rCBDC Gets Done: Why Learning by Simulation is Critical for rCBDC Projects
Inspired by 'How Big Things Get Done,' FNA explores how its rCBDC Simulator applies the principles of modularity and simulation to de-risk one of the most complex projects in modern finance.
What a UK CBDC means for the Financial Ecosystem
Inspired by 'How Big Things Get Done,' FNA explores how its rCBDC Simulator applies the principles of modularity and simulation to de-risk one of the most complex projects in modern finance.
Intelligent Liquidity Optimization: Helping banks cut through the headwinds from SVB’s collapse and future liquidity crises
In the wake of recent banking sector volatility, FNA demonstrates how Intelligent Liquidity Optimization (ILO) allows banks to safely reduce intraday buffers and unlock billions in unrealized revenue through real-time stress testing and network science.
FNA Joins Episode 2 of the DEA’s TechyTuesday Series
The Digital Euro Association’s Valentin Seehausen and Tamara F Schmidt interview Dr Carlos León and José Fernando Moreno Guitiérrez in episode 2 of the DEA’s series, TechyTuesday. Together, Carlos and José presented FNA’s CBDC Simulation solution, highlighting the importance of CBDC simulation for designing a better CBDC.
Payments Canada Case Study
To ensure a smooth transition to its new RTGS system, Lynx, Payments Canada partnered with FNA to build a comprehensive Digital Twin. By simulating various system configurations and participant behaviors, the project successfully optimized liquidity savings and fully prepared the market for launch.