This article details the strategic shift from traditional, episodic Real-Time Gross Settlement (RTGS) simulations to dynamic, always-on digital twins, which integrate real-time transactional data to continuously guide policy, optimize liquidity, and strengthen the resilience of financial market infrastructures.

FNA and CLS leverage Digital Twin technology to quantify the critical trade-off between increasing FX settlement frequency and maintaining the multilateral netting efficiency that saves the industry trillions in daily liquidity.

FNA’s Carlos León speaks with The Banker on how CBDC simulation and digital twins allow central banks to model economic impacts and iterate designs for optimal financial stability.

FNA’s Carlos León advocates for a more user-centric approach when designing Central Bank Digital Currencies (CBDCs) in this article featured by the AGDM Academy Research Centre as part of its Insights Series.

FNA explains why every financial system needs a Digital Twin, offering a hyper-realistic virtual environment to de-risk modernization, optimize liquidity, and stress-test without real-world disruption.

The Bank of England is preparing to replace its 26-year-old core settlement engine, but adapting to this new landscape will require fundamental behavioral shifts from participating banks. In a recent article for The Stack, FNA Founder & CEO Kimmo Soramäki explains why system-wide simulations are essential for coordinating these changes and optimizing liquidity.