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Papers Saiesha Pitroda Papers Saiesha Pitroda

The Next Generation RTGS: Liquidity Saving Mechanisms as an Overlay Service

As legacy RTGS systems age, integrating Liquidity-Saving Mechanisms directly into core central bank ledgers limits agility and increases complexity. By extracting these mechanisms into an independent "LSM Overlay Service," financial institutions can algorithmically resequence payments to save up to 69% in liquidity while enabling faster, modular infrastructure upgrades.

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Papers Saiesha Pitroda Papers Saiesha Pitroda

Liquidity-Saving Mechanisms in Trade Credit Networks: Optimising Corporate Liquidity

Trade credit drives corporate supply chains but exposes firms to cascading late-payment and default risks. By applying interbank Liquidity-Saving Mechanisms (LSMs) to corporate networks, a new Financial Market Infrastructure could drastically reduce liquidity requirements, clear gridlocks, and provide unprecedented visibility into supply chain health.

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