At the Inclusive Fintech Forum in Rwanda, FNA's Kimmo Soramäki highlighted the critical challenge of securing booming real-time payment networks against escalating financial crime without sacrificing speed or financial inclusion. The panel emphasized that overcoming the limitations of siloed compliance requires a shift toward coordinated, network-wide intelligence and collaborative national anti-scam infrastructures.

As financial crime rapidly shifts from unauthorized breaches to Authorized Push Payment (APP) scams, traditional siloed transaction monitoring systems are failing to detect malicious networks. To counter the speed of real-time payments, the industry must transition to a collaborative, network-first approach leveraging Graph AI to trace mule clusters and create systemic immunity across the entire financial ecosystem.

Reflecting on recent industry engagements in the UAE, FNA's Adam Csabay highlights the region's shift toward practical AI applications to combat financial crime and safeguard fast payment systems. The letter underscores the importance of cross-border collaboration and digital transformation in building a safer, more efficient global financial ecosystem.

This article argues for reclassifying Supervisory Technology (Suptech) from simple support tools to Digital Public Infrastructure (DPI), positioning it as a foundational system essential for safeguarding financial stability in a digitized economy.

We reflect on the evolution of Suptech, predicting a shift toward a new supervisory paradigm where central authorities transition from periodic monitors to real-time systemic enablers through shared utilities, Digital Twins, and fused data intellig

As fraud outpaces traditional compliance, central banks are shifting toward unified national infrastructures that leverage AI and real-time tracing to proactively protect consumers and restore financial system integrity.

Project Meridian FX demonstrates how a neutral "synchronization operator" can orchestrate atomic, cross-border payments between diverse ledgers, providing a practical and faster alternative to wholesale CBDCs for wholesale FX settlement.

This article details the strategic shift from traditional, episodic Real-Time Gross Settlement (RTGS) simulations to dynamic, always-on digital twins, which integrate real-time transactional data to continuously guide policy, optimize liquidity, and strengthen the resilience of financial market infrastructures.

NA’s Carlos Leon analyzes how the ban on CBDCs under the Trump administration shifts the focus toward private-sector innovation—specifically stablecoins and blockchain—to maintain the dollar’s global dominance

From launching Malaysia’s National Fraud Portal to achieving 30% liquidity savings for global banks, FNA reflects on a landmark 2024 dedicated to financial safety, efficiency, and innovation

FNA’s Amanah Ramadiah shares key takeaways from the Singapore Fintech Festival, exploring how AI, Project Nexus, and collaborative frameworks are redefining the future of cross-border payments and financial crime prevention

FNA researchers publish a new study in the Journal of Economics and Statistics using agent-based modeling to simulate the adoption of a Digital Euro in Spain's retail payment system.

FNA joins the Arab Monetary Fund and Cambridge Suptech Lab in Dubai to present GraphAI-driven fraud detection and the global rise of National Fraud Portals.

As legacy RTGS systems age, integrating Liquidity-Saving Mechanisms directly into core central bank ledgers limits agility and increases complexity. By extracting these mechanisms into an independent "LSM Overlay Service," financial institutions can algorithmically resequence payments to save up to 69% in liquidity while enabling faster, modular infrastructure upgrades.

The shift to instant payments has accelerated complex, cross-bank fraud that siloed bank data cannot detect. By establishing national data-sharing hubs and deploying advanced network analytics, authorities and banks can trace illicit money trails in real time and intercept scams before funds are lost.

FNA explores three pivotal use cases for payments data—stress testing, liquidity monitoring, and supply chain analytics—to transform 'ordinary financial plumbing' into a powerful tool for global economic stability.