Discover how a National Anti-Scam Utility (NASU) leverages real-time fund tracing and financial network analytics to disrupt APP fraud. Learn why the NASU model is the new global standard for national fraud portals

How is Namibia is pioneering national anti-scam infrastructure. FNA's Adam Csabay discusses the need for real-time network analytics and shared fraud portals at NICSC.

While traditional law enforcement focuses on prosecuting criminals, victims of APP fraud prioritize one thing: getting their money back. This article argues that saving those funds requires a fundamental shift toward real-time, cross-institutional infrastructure that operates at the speed of the payment itself.

The shift to instant payments has accelerated complex, cross-bank fraud that siloed bank data cannot detect. By establishing national data-sharing hubs and deploying advanced network analytics, authorities and banks can trace illicit money trails in real time and intercept scams before funds are lost.