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What will it take for CBDCs to be successful?
FNA’s Carlos León speaks with The Banker on how CBDC simulation and digital twins allow central banks to model economic impacts and iterate designs for optimal financial stability.
CBDCs: Should the End-User Shape the Future of Money?
FNA’s Carlos León advocates for a more user-centric approach when designing Central Bank Digital Currencies (CBDCs) in this article featured by the AGDM Academy Research Centre as part of its Insights Series.
Attractive Design Options combined with Policies and Limits are Key to rCBDC Adoption.
FNA’s latest research utilizes a digital twin of Spain’s payment ecosystem to identify the 'sweet spot' for retail CBDC adoption through simulated design options and stimulus policies.
Exploring Purpose Bound Money: Innovative Use Cases for Central Bank Digital Currencies in Fintech
FNA Founder and CEO Dr Kimmo Soramäki joined Startuprad.io’s podcast to explore the various use cases and mechanisms to drive user adoption and the success of CBDCs.
BIS finds network analysis improves AML efforts
FNA’s Will Towning examines BIS Project Aurora’s findings, which reveal that graph-based machine learning doubles the detection of money laundering activity while slashing false positives by up to 85%.
Every Financial System Needs a Digital Twin
FNA explains why every financial system needs a Digital Twin, offering a hyper-realistic virtual environment to de-risk modernization, optimize liquidity, and stress-test without real-world disruption.
The Power of Payments Data
In part two of 'The Power of Payments Data,' FNA explores how graph-based anomaly detection at the system level provides the accuracy, resilience, and agility needed to dismantle sophisticated global money laundering networks.
How rCBDC Gets Done: Why Learning by Simulation is Critical for rCBDC Projects
Inspired by 'How Big Things Get Done,' FNA explores how its rCBDC Simulator applies the principles of modularity and simulation to de-risk one of the most complex projects in modern finance.
What a UK CBDC means for the Financial Ecosystem
Inspired by 'How Big Things Get Done,' FNA explores how its rCBDC Simulator applies the principles of modularity and simulation to de-risk one of the most complex projects in modern finance.
Intelligent Liquidity Optimization: Helping banks cut through the headwinds from SVB’s collapse and future liquidity crises
In the wake of recent banking sector volatility, FNA demonstrates how Intelligent Liquidity Optimization (ILO) allows banks to safely reduce intraday buffers and unlock billions in unrealized revenue through real-time stress testing and network science.
Why does payment throttling fall short of liquidity optimization?
FNA’s Jeremie Feuillette breaks down the limitations of mechanical payment throttling and demonstrates how Intelligent Liquidity Optimization (ILO) achieves 50% liquidity savings without the risk of system gridlock.
The Power of Payments Data
FNA explores three pivotal use cases for payments data—stress testing, liquidity monitoring, and supply chain analytics—to transform 'ordinary financial plumbing' into a powerful tool for global economic stability.
Liquidity Management: A New Challenge for Banks
FNA President Phillip Straley writes for International Banker, explaining what actions banks can take to solve liquidity challenges.
With Rishi Sunak in power, are we more likely to see a ‘Britcoin’?
Carlos León , Director, Financial Market Infrastructures & Digital Currencies Solutions at FNA, writes for Payment Expert on the likelihood of a British cryptocurrency.
FNA Joins Episode 2 of the DEA’s TechyTuesday Series
The Digital Euro Association’s Valentin Seehausen and Tamara F Schmidt interview Dr Carlos León and José Fernando Moreno Guitiérrez in episode 2 of the DEA’s series, TechyTuesday. Together, Carlos and José presented FNA’s CBDC Simulation solution, highlighting the importance of CBDC simulation for designing a better CBDC.
The Bank of England’s settlement engine is getting swapped out soon. Is the market ready?
The Bank of England is preparing to replace its 26-year-old core settlement engine, but adapting to this new landscape will require fundamental behavioral shifts from participating banks. In a recent article for The Stack, FNA Founder & CEO Kimmo Soramäki explains why system-wide simulations are essential for coordinating these changes and optimizing liquidity.
Payments Canada Case Study
To ensure a smooth transition to its new RTGS system, Lynx, Payments Canada partnered with FNA to build a comprehensive Digital Twin. By simulating various system configurations and participant behaviors, the project successfully optimized liquidity savings and fully prepared the market for launch.
FNA Loan Data Analytics- Interbank Lending Networks
FNA recently partnered with the BIS Innovation Hub and the Monetary Authority of Singapore to develop an advanced loan data and analytics platform prototype. This solution equips regulators with powerful network analytics to visualize interbank lending, stress test contagion scenarios, and assess systemic credit risks.