ILO
Monitor

Real-Time Intraday Visibility and Pre-Emptive Risk Detection

For commercial banks, end-of-day balances mask actual intraday behavior, meaning buffers are set on peak-day history rather than what is structurally recurring.

Operating blindly across fragmented fiat and stablecoin rails means circular internal funding loops and structural inefficiencies go undetected, inflating the cost of funds.

ILO Monitor acts as your central Treasury Command Center

By seamlessly ingesting high-velocity data across payment gateways, the platform reconstructs liquidity at the flow and counterparty level. It decomposes gross net flows to identify recurring circular funding loops and structural liquidity drains.

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Continuous Intraday Visibility: Tracks and aggregates internal liquidity positions, nostro balances, and pending queue depths in real-time across all currencies and jurisdictions, including stablecoin flows.

Structural Drainer Intel: Moves beyond basic balances to quantify structural vs. behavioral liquidity, mapping usage directly to specific legal entities and flow types for precise cost attribution.

Unified Command Center & AI Assistant: Equips teams with pre-built operational views mapped to BCBS 248. An integrated AI Treasury Co-Pilot allows users to interrogate liquidity data conversationally, bypassing complex manual queries.

Data Harmonization: Seamlessly ingests high-velocity data from legacy infrastructure, TMS, and SWIFT messages to build a complete picture of institutional liquidity health.

ILO Monitor Use Cases

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Track liquidity health with second-by-second precision

Monitor exactly where capital is trapped, flowing, or depleted across all accounts and business lines without waiting for end-of-day reconciliation or outdated ALCO reporting packs.

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Detect counterparty distress before intraday shortfalls

Instantly flag anomalies in inbound flows. If a major clearing bank or counterparty unexpectedly stops or delays submitting expected payments, ILO Monitor triggers an early-warning alert for immediate Treasury intervention.

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Boost analytical productivity

Free your Treasury and Risk teams to make strategic funding and allocation decisions rather than spending hours manually compiling operational reports from disparate systems.

Eliminate operational blind spots and detect distress before it spreads

Get in touch with the team to learn how FNA can equip your Treasury operations with real-time, pre-emptive liquidity visibility.

Request a Demo

No. We understand the friction of multi-year data transformation projects. ILO Monitor utilizes an "overlay" strategy. It sits on top of your existing infrastructure and is designed to ingest your fragmented data as-is—including standard messaging formats like ISO 20022 and SWIFT—delivering a working, real-time dashboard and tangible ROI from Day 1.
The machine learning models detect deviations from historical payment norms—such as a key counterparty suddenly hoarding liquidity, a clearing bank submitting payments abnormally late in the operating day, or an unexpected drop in anticipated inbound funds due to an external IT failure.
Absolutely. While the module comes with 18 highly refined, pre-built operational views designed by former central bankers and treasury experts, it also features a no-code dashboard builder. This allows your risk managers, payments operators, and C-suite executives to instantly configure customized views tailored to their specific intraday mandates.