ILO
Simulate

Stress Testing and Strategic Scenario Planning

Currently, treasury risk scenarios are run offline, on aggregated data, days after the fact.

By the time the ALCO committee sees the analysis, the exposure has already moved. Stress-testing a severe market shock or altering payment sequencing rules in a live environment carries unacceptable systemic risk.

ILO Simulate eliminates the guesswork of intraday liquidity management.

By leveraging advanced network science to create a mathematically precise Digital Twin of global payment flows, the platform provides a secure sandbox. This allows institutions to validate funding strategies before any capital moves.

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Digital Twin Generation: Replicates your exact payment flows, counterparty behaviors, and historical transaction data to create a high-fidelity, virtual treasury testing environment.

Forward-looking Simulation: Allows you to simulate forward-looking liquidity scenarios to predict risks.

Resilience Testing: Empowers Risk and Treasury teams to stress-test liquidity resilience against severe economic shocks, coordinated cyber-attacks on clearing rails, or simultaneous counterparty defaults.

Safe Rule Deployment: Fast-tracks the integration of new optimization algorithms and payment sequencing rules by mathematically proving their safety and buffer reduction impact before moving to live production.

ILO Simulate Use Cases

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Predict intraday funding risks before they cascade

Simulate severe forward-looking scenarios—such as a major clearing bank outage or a sudden market crash—to map exactly how your global liquidity position will react and where shortfalls will occur.

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Safely test payment orchestration algorithms

Ensure continuous operational resilience by applying different optimization and sequencing rules to historical data, mathematically proving the exact volume of trapped capital released without risking live operations.

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Satisfy stringent regulatory oversight

Provide defensible, mathematically rigorous outputs that demonstrate to regulatory supervisors (such as the PRA, Fed, or ECB) exactly how the institution's intraday liquidity survives compounding, simultaneous shocks.

Safely stress-test your global liquidity infrastructure without risking the live environment.

Get in touch with the team to learn how FNA can help your organization mathematically prove systemic resilience using actionable Digital Twins.

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The most accurate simulations require reality. ILO Simulate ingests your actual historical payment data to build the Digital Twin. This ensures that simulation results accurately reflect your unique counterparty behaviors, funding loops, and internal liquidity constraints.
ILO Simulate serves as the proving ground for ILO Optimize. Before your Treasury team activates new optimization algorithms or payment sequencing rules on the live network, you run them through the Digital Twin using historical data to mathematically prove they are both safe and highly effective.
Yes. The simulation engine allows Risk teams to layer multiple stress factors simultaneously. You can identify breaking points and funding contagion paths under the most extreme, compounding theoretical conditions—such as a critical RTGS outage occurring during a period of high market volatility.