ILO
Monitor

Real-Time Intraday Visibility and Pre-Emptive Risk Detection

For Payment System operators, managing a national payment network using fragmented tools and delayed reporting is a systemic risk.

Operating blindly forces operators to react to gridlocks only after they occur. Without a clear, consolidated view of all participant positions and payment queues in real-time, Payment Systems cannot swiftly react to a participant default or a sudden operational outage until the settlement system is already impacted.

ILO Monitor acts as your central Network Command Center.

By ingesting high-velocity data across the payment ecosystem, ILO Monitor provides a unified, real-time view of the entire national or global network landscape.

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Continuous Systemic Visibility: Tracks and aggregates participant liquidity positions and queue depths in real-time across the entire network in a single, unified interface.

Pre-Emptive Anomaly Detection: Utilizes machine learning to continuously monitor network flows, instantly flagging behavioral changes, participant technical outages, or sudden liquidity hoarding.

Unified Command Center: Equips Payment System Operators and overseers with pre-built, operational views and bespoke no-code dashboards, eliminating manual data gathering.

Data Harmonization: Seamlessly ingests high-velocity data from legacy infrastructure, SWIFT, APIs, and ISO 20022 messages to build a complete picture of network health

ILO Monitor Use Cases

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Track systemic network health with second-by-second precision

Monitor exactly where liquidity is trapped, flowing, or depleted across all participants in real-time. By eliminating the reliance on delayed, end-of-day reconciliation, FMI operators can instantly identify settlement bottlenecks and ensure continuous transaction throughput.

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Detect participant distress pre-emptively to avert systemic contagion

Instantly flag behavioral anomalies and flow disruptions within the settlement network. If a major Tier-1 participant unexpectedly halts payment submissions due to a technical outage or cyber incident, the system triggers an immediate early-warning alert, enabling oversight teams to intervene before the localized issue cascades into systemic gridlock.

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Maximize operator productivity through automated systemic visibility

Eliminate the intensive manual data gathering traditionally required for network monitoring. By providing pre-built, real-time dashboards of the entire payment ecosystem, analytical teams are freed to focus entirely on strategic risk oversight, policy enforcement, and critical decision-making

Equip operations teams with absolute network visibility.

Ready to consolidate all your global accounts, currencies, and clearing rails into a single, real-time command center? Get in touch with the FNA team to learn more:

Request a Demo

No. ILO Monitor utilizes an "overlay" strategy. It sits directly on top of your existing RTGS and ingests data as-is, delivering a working dashboard from Day 1.
Absolutely. While the module comes with pre-built views designed by former central bankers, the no-code builder allows your risk managers, operators, and executives to instantly configure views tailored to their specific regulatory mandates.
The machine learning models detect deviations from historical network norms, such as a participant hoarding liquidity, submitting payments abnormally late in the operating day, or completely dropping off the network due to an internal IT failure.