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Summary Payment Systems Broadcast #22: Synchronising the Future of Cross-Border Payments:
Project Meridian FX demonstrates how a neutral "synchronization operator" can orchestrate atomic, cross-border payments between diverse ledgers, providing a practical and faster alternative to wholesale CBDCs for wholesale FX settlement.
Stablecoins: The Overlooked Risk to Liquidity Management
FNA examines how the regulatory validation of the GENIUS Act has shifted stablecoins into the mainstream, creating a "liquidity puzzle" for banks where atomic settlement and 24/7 payment flows necessitate advanced liquidity intelligence to manage fragmented cash pools and rising operational costs.
How to Measure the Success of Anti-Scam Centres
This article outlines the critical performance metrics—ranging from fund recovery rates and case closure speed to public trust—that are essential for justifying the investment in and managing the success of National Anti-Scam Centres.
Connecting the Dots: Why Anti-Scam Centres Must Work Together Across Borders
FNA proposes a three-pillar strategy—advanced technology, regional clearing houses, and global leadership—to bridge the gaps between national anti-scam centers and combat the rising threat of cross-border fraudulent payment flows.
Consumer Fraud and Scams – The Dark Side of Financial Inclusion
FNA explores the paradox of financial inclusion, where real-time payment systems empower millions but also create vulnerabilities for first-time digital users, necessitating national-level fraud utilities to protect consumer trust and economic progress.
From RTGS Simulation to RTGS Digital Twins – Why are they more powerful?
This article details the strategic shift from traditional, episodic Real-Time Gross Settlement (RTGS) simulations to dynamic, always-on digital twins, which integrate real-time transactional data to continuously guide policy, optimize liquidity, and strengthen the resilience of financial market infrastructures.
Ensuring Ethical AI in Fraud Detection: FNA’s Perspective
This article explores the critical role of AI in national fraud portals and outlines FNA’s commitment to ethical principles—explainability, continuous feedback, privacy, and structured oversight—to ensure transparent and responsible scam detection across financial ecosystems.
Multi-Rail, Multi-Bank Approaches to Payment Fraud Detection
FNA utilizes Graph Machine Learning instead of Federated Learning for real-time payment fraud detection because centrally analyzing hashed, multi-bank data reveals coordinated illicit networks and significantly increases predictive performance.
Liquidity is a Network. Not a Number
Jeremie advocates for a paradigm shift in treasury management, utilizing network analytics to visualize and manage liquidity not as isolated, static balances, but as a dynamic, interconnected system of flows and structural dependencies.
Shaping the Future of Fraud in Real-time Payments
FNA President, Phillip Straley joined Payment Canada’s Summit Series: Shaping the Future of Fraud in Real-time Payments, which explored practical approaches, technological solutions and lessons learned to effectively manage fraud in the era of real-time payments.
A Letter From – Hong Kong & Tokyo
An executive recap of key financial trends in Asia, highlighting regional progress in fraud prevention, the surge in offshore Renminbi business, and the modernization of national payments infrastructure.
Going Beyond Compliance: Why the ECB’s Latest Ask Demands a New Approach to Intraday Liquidity
This article explores the shift from static to dynamic liquidity oversight following 2025 ECB guidance, highlighting how FNA’s ILO platform replaces outdated "throttling" with intelligent, real-time payment resequencing.
FNA’s Phillip Straley’s five points on liquidity from his panel discussion at Currency Research’s Payments Summit
FNA’s Phillip Straley explores the shift from manual payment throttling to automated liquidity optimization and real-time risk control in an evolving regulatory landscape.
A Letter From – Singapore
FNA’s Amanah Ramadiah shares key takeaways from the Singapore Fintech Festival, exploring how AI, Project Nexus, and collaborative frameworks are redefining the future of cross-border payments and financial crime prevention
A Letter From - Toronto
FNA’s Chloe Wang and Gian Giacomo Della Torre recap their Toronto mission, focusing on National Fraud Portal (NFP) presentations and strategic workshops for Intelligent Liquidity Optimization (ILO) with Canada’s leading banks.
A Letter From – New York
FNA’s Phillip Straley and Jeremie Feuillette share critical takeaways from New York, detailing how Fed reviews, USD liquidity buffers, and the shift to ISO 20022 are driving the need for advanced payment controls.
FNA at Currency Research Payments Week
FNA’s Kimmo Soramäki outlines a three-point strategy for National Fraud Portals at the Global Payments Summit, emphasizing mule account databases and AI-driven fund recovery
FNA at Arab Payment Week
FNA’s Phillip Straley joins Arab Payment Week in Abu Dhabi to discuss the future of cross-border payments, highlighting the need for national collaboration to fight fraud and drive wholesale liquidity efficiencyration to fight fraud and drive wholesale liquidity efficiency
FNA ILO: “The Lean Six Sigma of payments”
FNA explores how its Intelligent Liquidity Optimization (ILO) solution acts as the ‘Lean Six Sigma of payments,’ applying principles of waste reduction and data-driven efficiency to revolutionize intraday liquidity management.
Payment Threading and How it Accelerates Throughput in Payment Systems
FNA’s Chief Data Scientist Samantha Cook introduces Payment Threading: a patented solution that uses network community detection to multiply payment system capacity without requiring a total architectural overhaul.