All News & Insights

Browse the full archive of FNA’s news and commentary

Papers Saiesha Pitroda Papers Saiesha Pitroda

Modernizing Intraday Liquidity Optimization for Commercial Banks

Commercial banks are currently facing exceptionally difficult funding conditions where traditional, manual intraday liquidity management falls short. By deploying advanced, real-time payment resequencing algorithms, banks can significantly reduce liquidity usage and costs, potentially transforming treasuries into profit centers.

Read More
Insights Saiesha Pitroda Insights Saiesha Pitroda

The Power of Payments Data

FNA explores three pivotal use cases for payments data—stress testing, liquidity monitoring, and supply chain analytics—to transform 'ordinary financial plumbing' into a powerful tool for global economic stability.

Read More
Insights Saiesha Pitroda Insights Saiesha Pitroda

FNA Joins Episode 2 of the DEA’s TechyTuesday Series

The Digital Euro Association’s Valentin Seehausen and Tamara F Schmidt interview Dr Carlos León and José Fernando Moreno Guitiérrez in episode 2 of the DEA’s series, TechyTuesday.  Together, Carlos and José presented FNA’s CBDC Simulation solution, highlighting the importance of CBDC simulation for designing a better CBDC.

Read More
Insights Saiesha Pitroda Insights Saiesha Pitroda

The Bank of England’s settlement engine is getting swapped out soon. Is the market ready?

The Bank of England is preparing to replace its 26-year-old core settlement engine, but adapting to this new landscape will require fundamental behavioral shifts from participating banks. In a recent article for The Stack, FNA Founder & CEO Kimmo Soramäki explains why system-wide simulations are essential for coordinating these changes and optimizing liquidity.

Read More
Insights Saiesha Pitroda Insights Saiesha Pitroda

Payments Canada Case Study

To ensure a smooth transition to its new RTGS system, Lynx, Payments Canada partnered with FNA to build a comprehensive Digital Twin. By simulating various system configurations and participant behaviors, the project successfully optimized liquidity savings and fully prepared the market for launch.

Read More
Insights Saiesha Pitroda Insights Saiesha Pitroda

FNA Loan Data Analytics- Interbank Lending Networks

FNA recently partnered with the BIS Innovation Hub and the Monetary Authority of Singapore to develop an advanced loan data and analytics platform prototype. This solution equips regulators with powerful network analytics to visualize interbank lending, stress test contagion scenarios, and assess systemic credit risks.

Read More
Papers Saiesha Pitroda Papers Saiesha Pitroda

Financial Cartography

Traditional geographic maps are no longer sufficient to navigate the complex, borderless threats of the modern global economy. To manage these interconnected systems, "Financial Cartography" proposes mapping the hidden networks of global trade, financial markets, and critical infrastructures to visualize systemic risks and empower rapid, data-driven decision-making.The Digital Operational Resilience Act (DORA) expands European financial regulation to explicitly cover third-party ICT and cloud service providers. By mapping these critical technological interdependencies, regulators and institutions can better visualize, simulate, and mitigate the severe systemic risks posed by cloud concentration.

Read More