All News & Insights

Browse the full archive of FNA’s news and commentary

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The Power of Payments Data

In part two of 'The Power of Payments Data,' FNA explores how graph-based anomaly detection at the system level provides the accuracy, resilience, and agility needed to dismantle sophisticated global money laundering networks.

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Modernizing Intraday Liquidity Optimization for Commercial Banks

Commercial banks are currently facing exceptionally difficult funding conditions where traditional, manual intraday liquidity management falls short. By deploying advanced, real-time payment resequencing algorithms, banks can significantly reduce liquidity usage and costs, potentially transforming treasuries into profit centers.

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The Power of Payments Data

FNA explores three pivotal use cases for payments data—stress testing, liquidity monitoring, and supply chain analytics—to transform 'ordinary financial plumbing' into a powerful tool for global economic stability.

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FNA Joins Episode 2 of the DEA’s TechyTuesday Series

The Digital Euro Association’s Valentin Seehausen and Tamara F Schmidt interview Dr Carlos León and José Fernando Moreno Guitiérrez in episode 2 of the DEA’s series, TechyTuesday.  Together, Carlos and José presented FNA’s CBDC Simulation solution, highlighting the importance of CBDC simulation for designing a better CBDC.

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The Bank of England’s settlement engine is getting swapped out soon. Is the market ready?

The Bank of England is preparing to replace its 26-year-old core settlement engine, but adapting to this new landscape will require fundamental behavioral shifts from participating banks. In a recent article for The Stack, FNA Founder & CEO Kimmo Soramäki explains why system-wide simulations are essential for coordinating these changes and optimizing liquidity.

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Payments Canada Case Study

To ensure a smooth transition to its new RTGS system, Lynx, Payments Canada partnered with FNA to build a comprehensive Digital Twin. By simulating various system configurations and participant behaviors, the project successfully optimized liquidity savings and fully prepared the market for launch.

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FNA Loan Data Analytics- Interbank Lending Networks

FNA recently partnered with the BIS Innovation Hub and the Monetary Authority of Singapore to develop an advanced loan data and analytics platform prototype. This solution equips regulators with powerful network analytics to visualize interbank lending, stress test contagion scenarios, and assess systemic credit risks.

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Q&A: FNA’s Carlos León on how digital money can be more efficient and safe

Carlos León explores CBDCs as a digital evolution of fiat money, highlighting their potential to enhance payment efficiency, safety, and financial inclusion across diverse global economies. He emphasizes that FNA’s simulation technology is essential for central banks to navigate complex design trade-offs—such as privacy and liquidity—to ensure a stable transition.

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FNA named Central Banking’s Data Analytics Partner of the year at the FinTech and RegTech Global Awards 2022

FNA secured the 2022 Data Analytics Partner award for its pioneering CBDC Simulation Solution, an agent-based modeling tool developed to forecast the macro-financial impacts of digital currencies. This recognition underscores FNA’s leadership in providing central banks and financial institutions with the quantitative insights needed to navigate the evolving payments landscape.

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Why is there a global race towards Central Bank Digital Currencies (and what does this mean for businesses)?

As over 80% of central banks explore digital fiat, this article analyzes the strategic shift toward real-time, low-cost payments and the resulting impact on global business operations. It explores the transition from volatile cryptocurrencies toward regulated, two-tier CBDC systems designed to improve financial inclusion and supply chain transparency.

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Financial Cartography

Traditional geographic maps are no longer sufficient to navigate the complex, borderless threats of the modern global economy. To manage these interconnected systems, "Financial Cartography" proposes mapping the hidden networks of global trade, financial markets, and critical infrastructures to visualize systemic risks and empower rapid, data-driven decision-making.The Digital Operational Resilience Act (DORA) expands European financial regulation to explicitly cover third-party ICT and cloud service providers. By mapping these critical technological interdependencies, regulators and institutions can better visualize, simulate, and mitigate the severe systemic risks posed by cloud concentration.

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