Treasurers face a rapidly changing funding landscape


Funding costs are surging as global interest rates reach near-term records, while the need for funding is increasing due to the mass adoption of real-time & 24/ 7 payments. At the same time, digital currencies threaten the reliability of future funding sources.

Take control of your funding & client network


  • Simplify treasury management and oversight with network visualization and analytics on intra-group and client liquidity usage
  • Visualize immediate stresses and simulate new funding environments in real-time with advanced simulation technology 
  • Optimize payments scheduling using FNA’s proprietary Liquidity Saving Mechanism algorithms to compress liquidity needs
  • Receive early warning indicators with machine learning-based payments and market behaviour monitoring

Reduce intraday liquidity peaks and usage with AI-driven flow optimization



Drive revenue growth with client liquidity optimisation


  • Improve client relationships with client liquidity usage intelligence 
  • Remain alert to client account and portfolio changes with machine learning-based early warning indicators
  • Attract further client deposits and tailor credit products with a complete understanding of client liquidity behaviour


trillion of payments optimized


reduction in liquidity usage

40% – 90%

reduction in customer payment delays

Leading network analytics & liquidity optimization technology


  • FNA’s Intelligent Liquidity Optimisation solution has been built using over 20 years of research and experience in running simulations on critical payment systems and networks.
  • FNA is trusted by central banks and supervisors around the world, with developed and emerging market central bank clients in all regions
  • We are regular contributors to leading international & trade publications including the BBC, Wall Street Journal and

More Solutions

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Payment Simulation

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National Security Solutions

FNA ensures you are the driving force behind your decisions, and ahead of your adversary thanks to advanced analytics and machine learning technology
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CBDC Simulation

CBDC Simulation

Model and simulate the impact of introducing a central bank digital currency.
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Related case studies

Case Study: UK Finance
UK Finance quantifies potential improvements to liquidity and risk reduction in the CHAPS payment system through FNA’s payment optimization and simulation technology.   Introduction   The Clearing House Automated Payments System (CHAPS) is one of the largest high-value payment systems in the world, processing an average daily value of over £360 billion. Clearing participants, such […]
Read more >
Case Study: Fnality International
Fnality International partnered with FNA to help design their new payment system and quantify the benefits for their participants by means of simulation.   Introduction   Financial markets face unprecedented challenges. These challenges include fragmented and inefficient post-trade processes, liquidity constraints and complex and costly risk management. To address these challenges, Fnality is developing a […]
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